If you have any questions about making a claim please call our PPI claim advice team on 0845 460 5123 or click here to start your online application. You can also read what trusted sources say about Payment Protection Insurance mis-selling in the links below:
'Two and three quarter million people could be refunded as much as £2.7bn for being mis-sold Payment Protection Insurance (PPI)... The FSA said that over five years it had found "wide and deep evidence of weaknesses in PPI sales"... Average compensation will vary from £900 for those who were mis-sold about regular-premium PPI policies to £1,800 for those mis-sold single-premium policies...A long running campaign by consumer groups such as Citizens Advice and Which? have accused the sellers of PPI in engaging in a widespread "protection racket".'
(BBC: 10 August 2010)
'Lloyds TSB - which is 43 per cent owned by the taxpayer after being saved by a multi-billion pound bail-out - said it had received 300,000 complaints in the first six months of the year....the same division received 36,121 from disgruntled insurance customers - and upheld almost 68 per cent, suggesting massive problems in its insurance products. Of the 103,686 Lloyds TSB bank and credit card customers who complained about their experience, only 12 per cent were not dismissed.'
(Daily Mail: 26 August 10)
'The FSA has taken action against 20 firms over poor PPI sales practices, including levying a £7m fine on Alliance & Leicester.'
(Sky: 19th May 09)
'Credit payment insurance is a "protection racket"'
(14th May 08)
'The competition watchdog is expected to ban the sale of controversial payment protection insurance alongside credit agreements.'
(Channel4: 29th Jan 09)
'Many people are still being misled into buying payment protection insurance (PPI) to cover their credit card payments.'
(BBC: 9th Sept 08)
Let us help you to try and get your money back from the banks who have been mis-selling PPI - we have absolutely No Upfront Fees and operate on a No Win No Fee basis* charging a modest fee of 25%+VAT, leaving you with about 70% of the claim value!
What do you have to lose?
Click here to start your application or call our PPI claim advice team on 0845 460 5123.
Find Out More
The Big PPI Scandal
Why You Should Reclaim PPI
Have you been a 'victim' of PPI mis-selling?
It is estimated that as much as 80% of PPI policies have been incorrectly sold, therefore 8 out of 10 people would never be allowed to use the policy for what they are protecting themselves against. In reality these policies are often overpriced and include clauses which mean customers are unable or even excluded from actually using the policy. Sounds crazy but it's true.
If any of the following apply to you then you are likely to have been mis-sold to and could be due a refund - this could easily be thousands of pounds:
- You were pressured to take out insurance with your loan/car finance/credit card/store card.
- You were told it was more likely you would get the loan if you took out insurance.
- You were told that the insurance was compulsory.
- PPI was automatically added to your policy without you being told.
- Other insurance products that provide protection should you become ill, lose your job or have an accident were not offered to you when you bought the policy.
- The reasons why you may not be able to use your policy in future were not fully explained.
- You were self employed when you took out the policy.
- You were a public sector worker (NHS nurse/support staff, police officer, firemen, council worker, armed forces/MOD, teacher, HM government etc.) when you took out the policy.
- You had a pre-existing medical problem at the time you took out the policy.
- You were unemployed when you took out the policy.
Let us investigate whether you have been mis-sold PPI on your behalf. We have No Upfront Fees and settle all policies on a No Win No Fee basis*.
PPI can also be known as Accident Sickness and Unemployment cover (ASU), Life & Accident Sickness and Unemployment cover (Life & ASU), Personal Loan Protection (PLP) and Credit Card Repayment Protection (CCRP).
* See Fees Page for a full explanation.
* See Fees Page for a full explanation.