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Payment Protection Insurance

Have you been a 'victim' of PPI mis-selling?

It is estimated that as much as 80% of PPI policies have been incorrectly sold, therefore 8 out of 10 people would never be allowed to use the policy for what they are protecting themselves against. In reality these policies are often overpriced and include clauses which mean customers are unable or even excluded from actually using the policy. Sounds crazy but it's true.

If any of the following apply to you then you are likely to have been mis-sold to and could be due a refund - this could easily be thousands of pounds:

• You were pressured to take out insurance with your loan/car finance/credit card/store card.
• You were told it was more likely you would get the loan if you took out insurance.
• You were told that the insurance was compulsory.
• PPI was automatically added to your policy without you being told.
• Other insurance products that provide protection should you become ill, lose your job or have an accident were not offered to you when you bought the policy.
• The reasons why you may not be able to use your policy in future were not fully explained.
• You were self employed when you took out the policy.
• You were a public sector worker (NHS nurse/support staff, police officer, firemen, council worker, armed forces/MOD, teacher, HM government etc.) when you took out the policy.
• You had a pre-existing medical problem at the time you took out the policy.
• You were unemployed when you took out the policy.

Let us investigate whether you have been mis-sold PPI on your behalf. We have No Upfront Fees and settle all policies on a No Win No Fee basis*.

PPI can also be known as Accident Sickness and Unemployment cover (ASU), Life & Accident Sickness and Unemployment cover (Life & ASU), Personal Loan Protection (PLP) and Credit Card Repayment Protection (CCRP).

* See Fees Page for a full explanation.